Now, no where in Webster’s definitions of “discount” does it say that you get less service than what is provided to those who pay the highest price. Nor does it say that you get less of a product, it just says that “discount” means that you pay less than usual price.
I started sending in a smaller payment size than the minumum. I mailed them two half-sized payments and my lender didn’t show any care nor concern at all. As far as their internal records are concerned these smaller-than-usual sized payments went down as no payment at all, despite them accepting the money, of course.
Living together? If you’ve taken the step towards residing under one roof, you’re considered practically married, just without the piece of paper. It’s a promising situation because he’s serious and reached a level of maturity in taking the next step with you. If you’re not living together, this doesn’t mean you should run out the door and get some real estate point. It just means if you collectively made the decision to try living together, it may help you answer will he ask me to marry him.
To be completely frank. I was in complete denial. If you had told me that only 2% of people who get their Notice of Default actually get caught up again, I would have told you that I was SURE I’d be in the 2%.
The Traditional method of selling a home works like this. You hire an agent to sell your property. You agree to pay that agent and their firm a fee to sell your home and complete the transaction. That agent, in agreement with their local board, agrees to share that commission with any agent that brings in a buyer and completes the transaction. Your agent markets your property by using the Multiple Listing Service (MLS). The MLS is a system which acts as a meeting place where buyer and seller agents meet to conduct business and trade buying and selling sources. Once your property is listed in the MLS, your selling agent has agreed to share their commission with anyone who will bring a buyer to the table and complete the transaction.
The added expense of a full service agent hurts your chances of selling in a slow market. In spite of what some agents may claim, it’s your price that is the primary factor that determines your success. With a full service agent you will need to have a higher asking price reducing you competitiveness. Home buyers are normally very immersed in the market and know what is a deal and what isn’t.
So, dear reader, I pray that you have found something from my story to take with you. In fact I feel that mortgages in general are always a horrible deal and even if you pay your home off, you can still be foreclosed on for not paying your taxes on the property underneath it. -And so will your children, and theirs too. Property tax foreclosures take a little longer and the amounts aren’t as high, but they still happen to 60 people every day in America.
Another way to advertise your listing online is through a site that creates an online flyer. Again, there are several of these sites, and range from free to for-fee. Just enter in your listing information and a few photos and you are set to go! You can direct a purchased domain name to your flyer to have an instant, simple site. What’s great for Craigslist users, is that the flyer creation site provides the HTML code to insert into the Craigslist ad. So, when prospective buyers see your ad in Craigslist, they aren’t seeing the text you typed and the photos you linked. They are seeing a replica of the flyer. With all the bells and whistles that it provides. Pretty neat!